I don’t think we see a pullback if they hit the revenue growth you forecast and announce at least one of options and crypto. That being said I still think macro could bring the whole bull back to earth. Probably good for SoFi in long term but not great in short term
$SOFI's playbook isn’t just conservative guidance and flashy product drops, it’s strategic information control. By underguiding while quietly layering monetizable features like options, crypto, and AI tools, management engineers upside surprises quarter after quarter.
The real edge? They're rewiring the fintech growth narrative to be less about hype and more about executional timing, letting retail and institutional flows do the rest.
Expect Q3 to be the inflection point where revenue quality overtakes revenue size as the market’s new lens.
I don’t think we see a pullback if they hit the revenue growth you forecast and announce at least one of options and crypto. That being said I still think macro could bring the whole bull back to earth. Probably good for SoFi in long term but not great in short term
Great content! I have similar insights
$SOFI's playbook isn’t just conservative guidance and flashy product drops, it’s strategic information control. By underguiding while quietly layering monetizable features like options, crypto, and AI tools, management engineers upside surprises quarter after quarter.
The real edge? They're rewiring the fintech growth narrative to be less about hype and more about executional timing, letting retail and institutional flows do the rest.
Expect Q3 to be the inflection point where revenue quality overtakes revenue size as the market’s new lens.
Great read as always. Keep it up!