A common refrain I still hear from people who do not think SoFi is a good investment is that there is significant competition and that SoFi does not have a moat. This means there are low barriers to competition and anybody can just copy the business. Let’s discuss moats in general before moving on to discuss SoFi’s moat specifically.
Part 1 means there will be 2 and 3 probably? I am excited!
Part 2 definitely coming, hopefully next week